Three in four HIV positive people cancel insurance after diagnosis

Study finds 76% of HIV positive people cancel their insurance even though they are likely to be covered

Three in four HIV positive people cancel insurance after diagnosis
15 February 2013

Three in four British HIV positive people cancel their insurance after diagnosis, a study has revealed.

Research carried out by Unusual Risks, a UK company of medical financial advisers, found 76% of HIV positive people cancelled their insurance policies even though they were likely to be covered for treatment.

Chris Morgan, the marketing manager from Unusual Risks, said: ‘It is quite shocking to think that over three quarters of people diagnosed with HIV are cancelling their insurance policies after their diagnosis, it would appear that this is without checking the terms and conditions of the contract first.

‘We have found the majority of income protection, critical illness and private medical insurance policies don’t cover people in the event of HIV.

‘However, the majority of life assurance and life insurance plans do in fact cover people in the event of a HIV diagnosis.’

Gay Star News reported yesterday (14 February) how a host of celebrities, including Sir Elton John and Stephen Fry, launched the Valentines day HIV and AIDS awareness campaign: ‘Love is in my blood’.

Their latest survey follows a previous poll in 2011 that found 82% of HIV positive people in the UK had no life insurance at all. There are currently around 100,000 people living in the UK with HIV, with a quarter of those people undiagnosed.

The company surveyed 123 HIV positive people in the UK between September and October 2012.

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